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Business account

Multi-currency, up to daily 1.0% p.a interest, local and international transfers – all in one business account.

Business Loans

Flexible financing solutions designed to power your next move.

CreditNow

Pay-Per-Use

Pay Monthly

Secured Business Loan

Fixed Deposit

No long lock-ins – choose tenures from just 1 month to 12 months.

By company size

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Streamline your startup finances with an all in one multi-currency business account.

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Scale your business with features built for global teams and customers.

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CreditNow is a revolving credit facility. You only start making repayments after you draw down from your approved credit limit. Each drawdown has a maximum repayment tenure of 12 months, which includes both principal and interest. If you make multiple drawdowns, the repayments will be aligned to a single monthly payment date, based on the earliest drawdown. This means you will only have one repayment date each month for all outstanding drawdowns. Your monthly instalment will be automatically deducted from your ANEXT Business Account by 11:30 PM (SGT) on the scheduled repayment date. Please ensure that there are sufficient funds in your account before the due date to avoid late payment or overdue charges. You can view your repayment schedule at any time through ANEXT Online Banking.

CreditNow is available to Singapore-incorporated businesses (including sole proprietorships) that have minimally past 6 months of activities with ANEXT, subject to ANEXT Bank’s credit assessment and approval.

Each drawdown is repaid through equal monthly instalments over a 12-month period.

The credit limit approved for CreditNow is determined based on ANEXT Bank’s credit assessment of your business and its directors.

CreditNow does not charge any facility fee or early repayment fee. However, late payment or other applicable charges may apply in accordance with the Bank’s terms and conditions.

Check eligibility now and have a credit line ready whenever business needs arise.

Pay-Per-Use operates similarly to a credit line with an approved loan limit that is valid for one year. You only start making repayments after you draw down from the approved limit. For each drawdown, you may select a repayment tenure of between 1 and 6 months.

 

Repayments are automatically deducted from your ANEXT Business Account by 11:30 PM (SGT) on each scheduled due date. To avoid late payment or overdue charges, please ensure that your account has sufficient funds before the repayment date.

 

You can view your repayment schedule at any time via ANEXT Online Banking.

ANEXT Pay-Per-Use business loans are available to Singapore-incorporated businesses (including sole proprietorships), subject to ANEXT Bank’s credit assessment and approval.

The Keyman is an individual making executive decisions on behalf of the business. Generally he/she could be the business owner, a partner or a major shareholder of the company. You can select the Keyman from the list of business stakeholder(s) extracted from your company’s Corppass during the loan application process. 


By default, the Keyman will be the Personal Guarantor for the loan. However, you can choose to add other Personal Guarantors as long as the individual is above 21 years old. Please note that we require at least one Personal Guarantor to be a Singapore Citizen or Singapore PR.

A one-time facility fee of up to 2% of the loan amount or SGD 200 (whichever is higher) will be charged upon successful acceptance of the ANEXT Business Loan.

 

For the Pay-Per-Use repayment option, there is no early repayment fee.

 

Other fees and charges may apply. Please refer to the the Bank’s fee schedule and terms and conditions for further details.

Your loan is repaid through fixed monthly instalments, which include both principal and interest, over the selected loan tenure. You may choose a loan tenure of between 1 and 5 years.

 

Repayments are automatically deducted from your ANEXT Business Account by 11:30 PM (SGT) on each scheduled due date. To avoid late payment or overdue charges, please ensure that your account has sufficient funds before the repayment date.

 

You can view your repayment schedule at any time via ANEXT Online Banking.